Senior Credit Officer

Job Description • Oversee the credit approval and review processes for loans, ensuring they meet the bank’s risk management standards and compliance requirements. • Monitor the performance and quality of the credit portfolio. • Ensure compliance with internal credit policies and external regulations. • Perform additional tasks assigned by the branch manager or HQ, which may include special projects or initiatives to support the branch's overall objectives. • Mentor junior credit approvers/analysts. Qualification • Minimum 20 years of experience in credit risk evaluation, portfolio monitoring, corporate/institutional/commercial lending, or a related field. • Strong understanding of financial modelling, analytical skills, credit principles and banking practices, regulatory requirements, rating mechanisms, and risk management. • Excellent analytical skills, including evaluating financial statements and credit reports. • Able to provide thoughtful and balanced risk perspectives to business lines. • Good communication and organization skills. • Proficiency in MS office application. • Proficiency in spoken and written Chinese to enable effective communication with head office colleagues in Taiwan.