Credit Analyst

KEY RESPONSIBILITIES: • Conduct through analysis of financial statements of new and existing counterparties for creditworthiness evaluation. • Prepare detailed profile reports covering company background, operations, financial status, performance, and market reputation. • Provide recommendation based on the analysis for credit decision-making. • Continuously monitor credit exposure and identify early warning signs of potential defaults or breaches. • Prepare regular reports and presentations for management, highlighting key risks, trends, and actions required. • Develop and prepare spreadsheets and models to support analysis of new and existing credit applications. • Assist in the development and implementation of risk mitigation strategies to address identified risks, ensuring that the company operates within its established risk tolerance. QUALIFICATIONS : • Degree in Finance, Accounting, Business, Economics, or related field. • 3-5 years of experience in credit analysis, preferably within the oil and gas, commodities, or financial services sectors. • Strong understanding of financial statements, credit risk analysis, and financial modeling techniques. • Knowledge of trade finance and hedging structures within the commodity trading industry is an advantage. • Excellent communication and interpersonal skills, with the ability to interact effectively with internal teams and external stakeholders. • A proactive and results-driven mindset with the ability to solve complex problems and make informed decisions.