Backend Engineer - Digital Banking

Job Description • Participate in the design, development, and continuous optimization of digital banking backend services and technical platforms, delivering high-quality, maintainable code. • Contribute to server-side architecture design to build high-performance, highly available, secure, and scalable distributed systems. • Deeply understand business requirements, collaborating with Product Managers and cross-functional teams to translate business needs into technical designs and scalable features. • Continuously optimize system performance, stability, resource utilization, and user experience for high-concurrency banking scenarios. • Design and develop internal developer tools, automation scripts, and workflows to boost R&D efficiency and engineering quality. • Explore emerging AI technologies (e.g., LLMs, AI Agents, AIGC) and evaluate their applications in banking business scenarios and intelligent R&D practices. • Leverage AI-assisted coding methodologies (e.g., Vibe Coding / AI copilots) to streamline code generation, testing, and delivery processes. Requirements • Bachelor’s degree in Computer Science, Information Technology, Information Systems, Artificial Intelligence or any related fields. • Minimum 1 year of full time backend development experience using C++ or Python. • Prior working experience with agentic AI or Harness Engineering. • Solid foundation in Computer Science core principles, including Data Structures, Algorithms, Computer Networks, and Operating Systems. • Hands-on experience or working knowledge of databases (e.g., MySQL) and middleware (e.g., Redis, Kafka, microservices/K8s). • Related domain experience in the Fin-Tech is strongly preferred.