Credit Analyst

Main Responsibilities • Prepare credit proposals • Provide administrative credit support • Prepare Weekly and Monthly reports Detailed Tasks • Apt in analyzing and distilling financial information succinctly in a credit proposal • Accurate spreading of Borrowers’ & for Group’s financial statements • Collaborate with the Credit & Marketing officers to identify credit, operational and business risks and recommend solutions to address or mitigate these risks • Able to write a credit proposal concisely and cogently • Able to submit written work within stipulated deadlines • Generate weekly and monthly credit reports for monitoring purposes • Ensure credit applications comply with Company's credit policies • Identify early warning signs or credit weaknesses to minimize/circumvent loan loss • Has an incisive understanding of the direct and strong connection between business and credit environments • Ad-hoc functions as assigned by the direct report, from time to time Requirements The incumbent should possess at least a bachelor degree in Business Administration, Finance or Accountancy with minimum four years of experience in credit assessment function, preferably for the SME business segment. The incumbent should be skilled in effective business writing, professionally inquisitive and has a keen analytical intellect. He/She must be precise and thorough with facts and figures. Proficiency in Microsoft PowerPoint and prior exposure to IT projects related to credit processes would be an added advantage. The corporate rank and compensation will be commensurate with the candidate’s experience and qualifications Interested candidate who meets the essential prerequisites, please apply with your detailed resume, stating current and expected salary and contact telephone number to: Email: HR@ols.com.sg We regret that only shortlisted candidates will be notified. Data Protection Notice – Your “personal data” (as ascribed by the Personal Data Protection Act 2012 of Singapore as amended, revised or re-enacted thereto from time to time (PDPA)) is collected and may be used and/or disclosed for the purpose of determining your suitability for a position with us. These personal data may be disclosed to entities or parties to whom disclosure of personal data is reasonably necessary for the stated purpose, including to verify or obtain additional information from education institutions and current/previous employers. The personal data of unsuccessful applicants may be retained to be considered for future job opportunities. If you provide us with any personal data relating to yourself or to a third party (e.g. information of your dependent, spouse, children and/or parents), by submitting such information to us, you represent to us that you have agreed / obtained the consent of that third party to you providing us with their personal data (Third Party Personal Data) for the purpose stated in this Notice (Third Party Consent). We only collect and use personal data which are relevant. We seek your clear and unambiguous consent to the said collection, use and/or disclosure, and also, your confirmation regarding the Third-Party Consent.