Finance Director

About the role Reporting directly to the CEO, the Finance Director will own the complete finance function for the Singapore entity and international expansion. This is a hands-on, high-impact role bridging regulatory compliance (MAS/HKMA/FinCEN), financial operations, and investor readiness as we prepare for capital raise. Key responsibilities • Own all financial regulatory obligations across MAS, HKMA, and FinCEN entities, including but not limited to capital adequacy monitoring, regulatory returns, and daily e-money safeguarding trust account reconciliation. • Build and oversee accounting, tax, multi-currency treasury, month-end close, and external audit processes from the ground up. Implement scalable, audit-ready financial controls. • Develop and maintain the company's financial model (unit economics, corridor revenue, runway). Build the investor data room and support the CEO through due diligence and pitch cycles. • Partner with the CEO on capital allocation, trade settlement pricing strategy, and banking relationship management. About you • Degree in Accounting/Finance with CA, CPA, ACCA, or equivalent qualification. • 7–10+ years of progressive finance leadership, ideally within an MAS-regulated entity (Payment Institution, Digital Bank, or Fintech). • Strong knowledge of MAS Payment Services Act obligations, capital adequacy, and e-money safeguarding rules. Multi-currency/FX settlement knowledge preferred. • Proven capability in financial modelling, unit economics analysis, and investor due diligence support. • Singapore-based with business fluency in English and Mandarin to collaborate effectively across local and Greater China stakeholders. • Entrepreneurial, execution-focused, and comfortable building within ambiguity. About us Whalet is an MAS-licensed Major Payment Institution (MPI) providing cross-border payment infrastructure for business and trade flows across the China-ASEAN corridor. Headquartered in Singapore with operations in Hong Kong and the US, Whalet is entering a pivotal phase of regulatory expansion, commercial scaling, and capital raising.