Risk Manager

About Us Longbridge is a new-generation, AI-driven online brokerage on a mission to make investing smarter, simpler, and more accessible for everyone. Headquartered in Singapore, we are redefining the investment journey by connecting the stages of "Discovery → Learning → Trading." With our proprietary AI assistant, Longbridge AI, and a cloud-native infrastructure, we provide retail investors with institutional-grade insights and a seamless global trading network. At Longbridge, you won’t just be working for a brokerage; you’ll be building the future of financial infrastructure. Responsibilities: Daily Risk Monitoring • Monitor daily margin financing exposure, collateral positions, concentration limits, and client leverage across multiple markets. • Review client positions and identify abnormal trading activities, excessive leverage, or potential liquidation risks. • Monitor margin utilization, financing limits, and exposure to individual securities, sectors, and markets. • Perform daily monitoring of overnight risk exposure across global markets. Credit & Client Risk • Conduct credit assessments for retail, high-net-worth (HNW), institutional, and corporate clients. • Review and approve client credit limit applications and annual credit reviews. • Assess client requests relating to margin financing, securities withdrawals, and fund withdrawals. • Recommend appropriate credit limits based on client financial profiles and risk appetite. Market & Counterparty Risk • Monitor market volatility and assess its impact on client portfolios and firm-wide exposure. • Prepare stress testing and scenario analysis for equity, options, futures, FX, and fixed income portfolios. • Monitor counterparty exposures and prepare periodic counterparty risk assessments. • Analyze concentration risks on individual securities, sectors, exchanges, and counterparties. Product & Trading Risk • Configure and maintain margin ratios, collateral eligibility, and risk parameters for newly listed securities, corporate actions, derivatives, and structured products. • Review risk settings for equities, ETFs, options, futures, bonds, and other investment products. • Monitor contract specifications including futures multipliers, option contract adjustments, and exchange announcements. Regulatory Reporting & Compliance • Prepare and submit regulatory reports to MAS, SGX, and other applicable regulators within required timelines. • Ensure compliance with internal risk policies, regulatory requirements, and risk governance frameworks. • Support internal and external audits relating to risk management activities. Risk Analytics & Reporting • Prepare daily, weekly, and monthly risk dashboards for senior management. • Produce reports covering: Margin exposure, Client concentration, Security concentration, Counterparty exposure, Stress testing, Liquidity risk, Credit utilization • Analyze emerging market events and recommend proactive risk mitigation measures. Process Improvement & Automation • Collaborate with Product, Engineering, Operations, and Quant teams to enhance risk monitoring systems. • Participate in developing automated risk controls, alert mechanisms, and risk dashboards. • Continuously improve risk management processes and operational efficiency through automation and data analytics. Ad-hoc Projects • Support new product launches by performing risk assessments. • Participate in enterprise-wide risk initiatives, system enhancements, and special projects assigned by management. Requirements • Bachelor's degree in Finance, Mathematics, Economics, Statistics, Engineering, Computer Science, or a related discipline. • 3–5 years of experience in Risk Management within a brokerage, securities firm, investment bank, fintech, or financial institution. • Strong understanding of: Margin financing, Equities, Options, Futures, Fixed Income products, Capital markets • Familiarity with market risk, credit risk, liquidity risk, and operational risk concepts. • Knowledge of MAS, SGX, or other securities regulatory requirements is highly preferred. • Experience using Bloomberg, Refinitiv, Wind, or other market data platforms is advantageous. • Strong analytical and problem-solving skills with excellent attention to detail. • Proficiency in Excel and SQL; experience with Python, Power BI, Tableau, or other data visualization tools is an advantage. • Ability to work independently in a fast-paced, technology-driven environment. Preferred Qualifications • Experience in an online brokerage or digital wealth platform. • Experience supporting multi-asset products across global markets. • Familiarity with automated risk monitoring systems and real-time risk controls. • Professional certifications such as FRM or CFA are advantageous.