Commercial Lending

Role Purpose We are looking for an ACBS SME to support a core banking transformation program for a client based in the Singapore. The SME will own the commercial lending product stream (ACBS), driving requirement analysis and To-Be solution design for loan origination, servicing, disbursement, and repayment. This is a core banking implementation role. The candidate must have hands-on, end-to-end experience delivering core banking transformation programs (not advisory-only exposure), and must be comfortable working directly with product vendors to challenge, validate, and finalize the To-Be system design. Key Responsibilities MULTIVENDOR, MULTI-COUNTRY TEAM • Analyze lending requirements and support solution design for loan origination, servicing, disbursement, and repayment processes on ACBS. • Support integration design between ACBS and upstream/downstream systems, including GL posting and reconciliation, and payment/disbursement rails. • Act as the subject matter expert (SME) for the product/module during requirement analysis, solution design, build, testing, and cutover phases of the core banking implementation. • Engage directly with product vendors to clarify product capability, configuration options, gaps, and constraints, and drive decisions on the To-Be system design. • Lead and/or contribute to workshops with business stakeholders, interface teams, the Solution Architecture team, and platform vendors to gather and validate requirements. • Prepare and own Interface Specification Documents (ISDs)/functional and technical design documents, and drive review sign-off with upstream and downstream teams. • Support solution design for integrating the platform with upstream and downstream applications via MQ, REST/SOAP APIs, and file-based interfaces. • Support SIT/UAT test planning and execution, triage integration defects, and drive resolution with the vendor and delivery teams. • Support data mapping, migration validation, and reconciliation activities relevant to the module. • Support cutover planning and hypercare activities through go-live. • Manage stakeholders across business, technology, and vendor teams, and escalate risks/issues proactively. Required Qualifications & Experience • Hands-on ACBS (Advanced Commercial Banking System) implementation experience within a core banking transformation program. • Strong functional knowledge of commercial lending lifecycle: origination, servicing, disbursement, and repayment. • Experience defining lending interfaces with GL and accounting/reconciliation systems. • 10+ years of overall IT experience, with substantial hands-on experience in core banking transformation/implementation programs. • Proven experience working as an individual contributor who can independently drive solutioning, documentation, and approvals, this is a hands-on role, not a purely supervisory one. • Strong stakeholder management skills; able to work with business teams, interface/platform teams, and Solution Architecture teams. • Experience preparing and obtaining sign-off on Interface Specification Documents (ISDs) and integration design artifacts. • Excellent written and verbal communication skills; comfortable presenting solution options to senior stakeholders and vendors.