Technical Business Analyst (Banking Domain)

Role Summary Seeking a Technical Business Analyst (TBA) to translate business needs into actionable solution specifications across banking platforms (e.g., payments, cards, core banking). The role spans requirements, solution design support, data & interface specifications, testing coordination, delivery governance, and post go live stabilization—working closely with FBAs, Solution Architects, Development, and TCoE/Testing. Key Responsibilities • Elicit, analyze, and translate business requirements into detailed functional specs (BRD/FRD), user stories, and acceptance criteria. • Conduct fit gap and impact analysis across upstream/downstream systems; map dependencies and non functional requirements. • Lead walkthroughs of solution designs with FBAs, architects, testing teams (TCoE), and business users. • Produce/validate API contracts (Swagger/OpenAPI), interface specs, sequence diagrams, data mappings (JSON/XML/CSV), error codes, and reconciliation rules. • Review and validate technical design specifications; ensure alignment with enterprise architecture and design standards. • Contribute to high level test strategies; ensure SIT/UAT/regression/performance test coverage for critical functions. • Guide testers/users on system configurations (e.g., parameter setup), end to end reconciliation, and scenario coverage. • Drive defect triage with Dev & Test; ensure timely resolution and clear RCA. • Support cutover planning, rollback strategies, post implementation support, and early life stabilization. • Lead TBA/SA activities before build; support multiple projects where feasible. • Document and escalate risks/issues; maintain RAID and ensure mitigation plans. • Prepare and deliver clear documentation and presentations for non technical and senior stakeholders. • Collaborate closely with development teams, architects, FBAs, and senior stakeholders to ensure traceability from requirements to release. • JIRA/Confluence, Visio/Draw.io (BPMN/UML), Swagger/Postman, ALM/Xray/Zephyr. • Understanding of enterprise SDLC, CAB/change controls, and test management practices. Required Skills & Experience • 6–10 years as a Systems Analyst / Business Analyst / Technical BA in banking/financial services. • Strong experience writing FRDs/BRDs, user stories, acceptance criteria, and conducting fit gap & impact analysis. • Hands on with API/integration specifications (REST, events, batch), data mapping, and SQL for analysis. • Proven collaboration across Architecture, Development, Testing (TCoE), and Business. • Excellent communication, documentation, and presentation skills. • May be required to provide standby/on-call support outside standard working hours, including weekends or public holidays, when required for critical system support. Preferred Banking/Payments Experience • Cards & Payments domain: product lifecycle, card management, online/batch interfaces, reconciliation, GL mapping. • Rewards/loyalty: design and operations (earn/burn, adjustments, provisioning); experience with rewards platforms (e.g., One EmpowER) is a plus. • Exposure to cards platforms (e.g., VisionPLUS, Cardlink) and card payment networks; recent (last 2 years) hands on cards involvement preferred. • Familiarity with PCI DSS controls, exception handling, and end to end STP patterns in payments. Education & Certifications • Bachelor's degree in Business, Information Systems, Computer Science, or related field. • CBAP, Agile (CSM/PSPO/SAFe), ITIL, PCI DSS awareness.