Credit Manager, CCO - Auto Finance Credit MY (00808)

Job Responsibilities: • To perform evaluation and credit decisions in respect of loan applications received from AFC is in line with the Bank’s Credit Policy and Guidelines/Business Rules. • To ensure timely credit decision and maintain high standard level of asset quality of the customers within credit risk appetite of the bank. • To ensure the credit decisions are made within personal to holder of the granted delegated authority and to prudently exercise the over-riding of the exception cases. • To improve efficiency and effectiveness of RCRM-Auto continuously in providing services to AFC in order to meet the standard imposed by the Bank. • Review and assess appeal cases, customer’s request for change in credit terms, e.g. loan amount, interest rate, period of loan, etc. • Continuously educate and monitor AFC’s performances and underwriting skills. • To ensure knowledge and skills are competent through training as well as participation and staff engagement in the department / Bank as a whole. • To conduct Quality Assurance for Straight Through Process and Quality Approval for cases approved by AFC. • To support ACS CR, UAT, Production defects and resolution. • Assist in revision of credit guidelines, SOP and monthly reports. • Other duties and responsibilities as and when requested by superior.