Assistant Manager/Manager, Operations

Funding Societies | Modalku is the largest SME digital finance platform in Southeast Asia. We are licensed and operating in Singapore, Indonesia, Thailand, Malaysia and Vietnam, and backed by Sequoia India (Peak XV), Softbank Vision Fund, Khazanah and SMBC bank amongst many others. Funding Societies | Modalku provides business financing to small and medium-sized enterprises (SMEs), which is funded by individual and institutional investors, as well as payments solutions to SMEs and consumers. Here at Funding Societies | Modalku we live by our core values GETFS: • Grow Relentlessly: Strive to become our best, most authentic selves. • Enable Teamwork, Disable Politics: Only by forging togetherness, we help each other succeed. • Test Measure Act: Stay curious and reinvent ourselves, through innovation and experimentation. • Focus on Impact: Create impact through bias for action and tangible results. • Serve with Obsession: Build win-win relationships for the long-term by having a customer obsession. What you will do: • Team Leadership & Operations • Lead, coach and manage a team of 7 to 8 members, driving accountability and growth, including hiring and onboarding a team lead. • Oversee end-to-end drawdown processing on approved trade line drawdown and documentation compliance, ensuring daily volumes are cleared within SLA. • Stay hands-on: complex or escalated cases, quality sampling, monthly audits, and cover during peaks or absences. • Set operational standards, checklists, maker-checker controls and workflows to ensure team accuracy and compliance. • Apply working knowledge of the credit framework and eKYC/AML requirements to daily processing and escalate to relevant parties where necessary. • Process Improvement & AI • Map workflows across Tradeline and Compliance Ops to optimise operational efficiency. • Test, pilot and implement AI tools and automation solutions to streamline processes. • Maintain up-to-date process documentation and standard operating procedures (SOPs), and train the team on changes. • Reporting & Analytics • Build dashboards to track team KPIs, turnaround times, error rates, backlog and SLA compliance. • Analyse operational data to identify risks and present recommendations to senior leadership. • Prepare external stakeholder documentation. What we are looking for: • Experience: 6+ years in fintech, digital lending, or banking back-office operations, including 3+ years in a team lead or supervisory role. • Domain Knowledge: Working knowledge of credit end-to-end lifecycle (From origination to documentation workflows) and a basic understanding of eKYC and AML requirements. Specialized trade finance knowledge experience is a plus. • Track Record: Proven ability to adapt quickly to a changing environment, and to use AI tools and automation to implement measurable process improvements. • Leadership: Strong coaching, communication, stakeholder management and cross-functional collaboration skills. • Analytical Skills: Data-driven mindset proficient with Excel, data analysis and reporting tools (SQL, Power BI or technical AI skills are a plus). • Key Traits: Self-starter with high attention to detail, strong resilience in fast-paced environments, quick to adapt, and a growth mindset. • Time off - We would love you to take time off to rest and rejuvenate. We offer flexible paid vacations as well as many other observed holidays by country. We also like to have our people take a day off for special days like birthdays and work anniversaries. • Flexible working - We believe in giving back the control of work & life to our people. We trust our people and love to provide the space to accommodate each and everyone's working style and personal life. • Medical benefits - We offer health insurance coverage for our employees and dependents. Our people focus on our mission knowing we have their backs for their loved ones too. • Mental health and wellness - We understand that our team productivity is directly linked to our mental and physical health. Hence we organize org-wide fitness initiatives and engage partners to provide well-being coaching. • Tech support - We provide a company laptop for our employees and the best possible support for the right equipment/tools to enable high productivity. Interested to know more about us? Learn about our Stories here .