Functional Business Analyst

Responsibilities: Functional Business Analyst Responsibilities • Lead discovery to assess business needs, existing capabilities, gaps, constraints and dependencies. • Translate business needs into requirements, user stories, process designs and functional specifications. • Define capability scope, customer/user journeys and capability-to-feature-epic mappings. • Coordinate requirements and solution design across business, design, technology, operations and testing teams. • Challenge assumptions, clarify needs versus wants, and drive alignment on scope and solution outcomes. • Prepare the solution plan, ITC document and supporting artefacts. • Manage requirements, scope, risks, changes, dependencies and end-to-end traceability. • Assess operational impacts and support implementation readiness. • Support SIT/UAT preparation, test-case validation, defect triage and requirement clarification. Requirements: More than 10 years of Functional Business Analyst experience, including digital banking implementation. Experience across at least five full project delivery cycles. Ability to independently: • Research existing documentation, processes, systems and organisational knowledge. • Interview stakeholders and subject-matter experts to uncover existing capabilities and constraints. • Translate business needs into functional and non-functional requirements. • Differentiate business needs from stakeholder wants and constructively challenge assumptions. • Develop user stories, process designs and functional specifications. • • • Facilitate alignment across business, design, technology, operations and testing teams. • Advise stakeholders on solution options, trade-offs, risks and dependencies. • Manage scope, changes, risks, dependencies and requirements traceability. • Assess operational impact and support implementation readiness. • Support SIT and UAT planning, defect triage and requirement clarification. • Drive decisions and outcomes while working under tight timelines. • Strong stakeholder management, analytical, communication, facilitation and documentation skills. Experience in Agile delivery and regional banking projects is preferred. Key Domain/ Technical Skills: Experience in digital banking is mandatory Experience in one or more of the following domains will be advantageous: • Wealth, including equity trading, unit trusts, bonds and CPF Investment Schemes. • Online fraud and fraud monitoring. • Credit cards and card services. • Domestic or cross-border payments