Analyst, Credit Analyst (6 months contract) (Job ID:10079894)

What you'll do: • Conduct thorough financial analysis, credit reviews, and periodic covenant checks for assigned credit customers by collecting and evaluating their financial statements. • Provide independent assessments of credit proposals submitted by front office teams for facilities booked at the Singapore branch, ensuring objectivity and accuracy in every evaluation. • Prepare comprehensive materials required for regulatory inspections by authorities such as FSA, BOJ, MAS or other relevant bodies, maintaining high standards of compliance at all times. • Create and verify detailed spreadsheets for both existing assigned customers and new clients to support accurate credit decision-making processes. • Remain vigilant regarding changes in the economic and business environment that could potentially impact the creditworthiness of accounts under your responsibility. • Draft well-structured credit applications for the renewal of designated credit facilities, ensuring all necessary documentation is complete and up-to-date. • Collaborate closely with internal stakeholders to facilitate effective credit review processes and ongoing monitoring of the bank’s portfolio for continued safety and soundness. • Support the implementation of best practices in risk management by sharing insights with colleagues and contributing positively to team discussions. • Assist in identifying potential areas of concern within customer portfolios early on through careful analysis and proactive communication with relevant parties. What you bring: • A degree in Banking and Finance, Business, Accountancy or Economics is preferred but not mandatory • No prior experience is required; however, any previous exposure to financial analysis or credit assessment will be considered an advantage when applying for this position. • Proficiency in Microsoft Office applications including Excel • Excellent written English skills are necessary for preparing clear reports and communicating effectively with both internal teams and external regulators. • Strong analytical abilities are crucial as you will be expected to interpret complex financial information accurately while considering its wider impact on portfolio health. • Strong communication skills are needed so you can collaborate efficiently with colleagues across departments as well as present findings confidently during meetings or inspections. • A proven ability to work harmoniously within a team-oriented environment What's next: If you are ready to take the next step towards building a rewarding career in credit analysis within a supportive team environment, we encourage you to apply now! We regret to inform that only shortlisted applicants will be notified. (Job ID:10079894)