Credit Executive/ Credit Risk Analyst- 8 months contract

8 Months Contract Must have banking/ Fintech experience Key Responsibilities • Conduct credit assessments for SME clients, analysing financials, cash flow, leverage, profitability, repayment conduct and overall risk, relevant experience in non-retail/RSME credit processing • Review lending proposals, including term loans, trade lines, business mortgages and unsecured facilities. • Assess industry and customer risks and identify early warning indicators. • Review credit reports, ACRA/CBES information and supporting documentation. • Ensure credit proposals comply with internal policies, approval authorities and regulatory requirements. • Work closely with Relationship Managers to structure facilities within the bank’s risk appetite. • Identify and escalate credit risks, exceptions and policy deviations. Requirements • Diploma/Degree in Banking, Finance, Accounting, Economics or related field. • Atleast 1 year of experience in credit assessment, credit underwriting, SME lending or credit risk. • Strong financial analysis and credit risk assessment skills. • Familiarity with ACRA, CBES and credit bureau reports. • Knowledge of Singapore banking regulations, KYC and credit policies. • Strong analytical skills, attention to detail and stakeholder management abilities. • Experience with unsecured lending/credit cards is an advantage.