Credit Analyst (LW)

Job Overview Responsible for assessing the creditworthiness and financial performance of Corporate Banking clients, preparing credit papers, and supporting the Bank’s credit decision-making and risk management processes. Responsibilities: 1. Credit Analysis • Analyze financial statements, business performance, repayment capacity, and creditworthiness. • Identify key credit risks, trends, and mitigating factors. • Conduct financial modelling, forecasting, and cash flow analysis. 2. Credit Reports • Prepare clear and well-supported credit reports and credit papers. • Support credit applications, renewals, annual reviews, and approval processes. • Ensure submissions meet internal credit policies and documentation standards. 3. Stakeholder Coordination • Work closely with Relationship Managers, Credit Reviewers, and Credit Risk teams. • Review financial forecasts, borrower information, and business updates. • Communicate credit findings and recommendations clearly to stakeholders. 4. Industry & Portfolio Analysis • Conduct sector and market research to assess industry trends and risks. • Monitor borrower performance, financial covenants, and emerging credit risks. • Support periodic credit reviews and ad-hoc assessments. Job Requirements • Bachelor’s degree in Finance, Accounting, Business, Economics, Banking, or a related discipline. • Minimum 6 years of relevant credit analysis experience in banking, corporate/commercial banking, credit risk, or audit. • Prior credit writing experience, preferably within Corporate Banking. • Strong knowledge of financial analysis, financial modelling, accounting, and credit risk assessment. • Good understanding of corporate lending, credit approval, and risk management. • Strong communication, analytical, and stakeholder management skills. • Proficient in spoken and written Chinese, with the ability to communicate effectively with Chinese-speaking Head Office counterparts. Interested candidates are encouraged to submit their resumes along with a cover letter outlining their relevant experience and achievements to apply116@talentvis.com or click apply now! **We regret to inform that only shortlisted candidates would be notified** Talentvis Singapore Pte Ltd | EA License No: 04C3537 EA Personnel Name: Wong Xin Tong | EA Personnel No: R26162902