System Analyst IS-96550

Role: System Analyst Job Requisition Number: IS-96550 Job Level: > 10 yearsof relevant experience (L4) Location: Singapore Key Responsibilities: ● Lead the technical analysis, microservices integration design, and end-to-end delivery of BI-FAST Request for Payment (RFP), e Mandate, and Direct Debit capabilities for Indonesia. This role requires strong engineering expertise in API standards, microservices orchestration, event-driven patterns, and reuse of existing platform components from previous projects. 1. Technical Delivery & Systems Analysis ● Own BI-FAST RFP, e Mandate and Direct Debit delivery across requirements → solution design → integration → testing → rollout. ● Produce engineering-ready specifications: ○ API specs (REST/JSON), Open API/Swagger definitions ○ Microservices interface contracts, event schemas, callback payloads ○ Sequence diagrams, state machines, mapping specs, errormodels ● Define end-to-end orchestration flows for: ○ RFP initiation, acceptance, expiry, rejection ○ Mandate lifecycle events ○ Direct Debit presentment, validation, debit and return ● Specify robust pre-processing logic: ○ Customer/account validation ○ Entitlement and authorisation checks ○ Funds availability ○ Fraud/AML/sanctions gating ○ Limits, thresholds, duplicate suppression ○ Idempotency, retry and timeout handling 2. API & Microservices Architecture ● Define API and microservices designs using existing components from previous builds: ○ Payment initiation microservices ○ Validation & entitlement services ○ Fraud/AML adapters ○ Core banking and ledger integration patterns ● Reuse existing: ○ API standards (naming conventions, response structures, error formats) ○ Security models (OAuth2/JWT, mTLS, signature validation) ○ Eventing patterns (Kafka topics, event schemas, DLQ handling) ○ Common libraries for logging, telemetry, utility functions ● Ensure microservices follow the Bank’s engineering principles: ○ Loose coupling, clear domain boundaries ○ Async event-driven integration where applicable ○ High availability and horizontal scalability ○ Observability (structured logs, metrics, tracing) 3. User Journeys, Entitlements & Authorisation ● Define user journeys for: ○ RFP initiation (corporate/merchant) ○ RFP acceptance (retail/corporate) ○ Mandate creation and management ○ Direct Debit debit and return flows ● Align journeys with entitlements and auth rules: ○ Per-transaction and daily limits ○ Maker-checker workflows for corporates ○ Channel-specific access rights ● Coordinate with channel teams to maintain parity across Mobile, Internet Banking, H2H and API Banking. 4. Integration & Platform Engineering ● Design integration between: ○ Payment Hub / RFP Orchestrator ○ BI-FAST gateway ○ Mandate / Direct Debit engines ○ Core banking, ledger, AML, fraud ● Use existing microservices blueprints for: ○ Error propagation and code mapping ○ Schema validation and transformation ○ Event lifecycle management ○ Callback patterns and async updates 5. Scheme, Regulatory & Risk Alignment ● Translate BI-FAST RFP, e Mandate and Direct Debit scheme rules into: ○ Validation rules ○ Reason code mappings ○ Reversal/return workflows ● Embed mandatory controls: ○ AML/CFT & sanctions ○ Fraud monitoring ○ Non-repudiation and evidence capture ○ TRM, cybersecurity and audit trail requirements 6. Testing, Deployment & Operational Readiness ● Lead SIT/UAT/E2E test scenario design for: ○ RFP → acceptance → settlement flows ○ Mandate lifecycle ○ Direct Debit presentment/return/dispute cases ○ Timeouts, retries, negative tests ● Work with Engineering & Ops to ensure: ○ Monitoring dashboards and alerts ○ Reconciliation and exception queues ○ Runbooks for replay, retry and operational fixes ● Support scheme certification and phased deployment. Success Measures ● High-quality BI-FAST RFP, e Mandate and Direct Debit delivery with minimal defects. ● Strong reuse of existing microservices, reducing build complexity and time-to-market. ● High STP rates, stable performance and consistent low-latency behavior. ● Clear, engineering-ready specifications enabling smooth developer adoption. ● Strong governance alignment across Product, Engineering, Operations and Risk. Key Requirements: ● 7–12 years in payment systems analysis with experience in RFP, e Mandate, Direct Debit, or similar. ● Strong engineering/technical skills: ○ API design (REST/JSON, OpenAPI/Swagger) ○ Microservices architecture ○ Event-driven patterns (Kafka or equivalent) ○ State machine and sequence diagram modelling ○ HA/DR and low-latency systems ● Experience integrating with AML, fraud, entitlements and ledger systems. ● Ability to reuse and extend existing platform components and code frameworks. Technical Skills: ● Open API, Microservices ● Java