Credit Analyst

Responsibilities: • Perform robust credit assessments on corporate clients and credit proposals, including on credit rating, credit limit, detailed financial and non-financial analysis, structure of financing (e.g. financial terms/conditions, covenants) etc. • Prepare clear and comprehensive credit review report and present the report for credit approval. • Monitor credit exposures to ensure portfolio quality, conduct periodic credit reviews, identify early warning signs and recommend risk mitigation strategies etc. • Recommending ad-hoc trade requests based on approving authority. • Review credit documentation to ensure adherence to approved Terms and Conditions. • Other tasks as may be assigned by Head of Department. Job Requirements: • A Bachelor Degree in fields such as Economics, Finance, Accountancy etc. with a strong foundation in analytical, statistical and other quantitative techniques. • A minimum of 4-5 years' experience in credit evaluation with large regional or global financial institutions. • Proficiency in Mandarin to liaise with Chinese speaking clients and stakeholders. • Excellent verbal communication and good interpersonal skills to handle stakeholders across multiple departments. • Proactive, energetic, result oriented and possess good business acumen and strong sense of risk awareness. • Ability to work independently and manage multiple priorities.